TOP-tier expertise,
for your consequential financial decisions.
Fractional CFO leadership, valuation and capital analysis, and bank-grade risk discipline for mid-market companies and community banks.
We are a boutique advisory practice working with founder-led and mid-market companies, community and regional banks, and the boards and investors behind them.
The gap we fill
Information is everywhere. Tailored guidance is not.
We connect what is moving in the market to what is happening inside your business, and answer the only two questions that matter: How does it impact my firm, and what should I do?
We call our systematic process of turning raw data into execution our Ore to Edge Discipline. It provides you with bespoke counsel to proactively turn a disruption into a competitive advantage.
See how it works
01
Research & Analysis
We translate macro signals and market intelligence into firm-specific insights.
02
Application & Solutions
We turn observations into decisions you can act on, not a report you have to interpret.
03
Execution & Realization
We take advantage of your competitive edge.
What we do
Three practices, one standard of judgment.
Financial Leadership
The Operating Seat: fractional CFO leadership, planning, and the reporting decisions depend on.
Start here: Margin and Cash Diagnostic. Three to five weeks, fixed fee.
Explore the practice →Valuation & Capital Analysis
The Investment Seat: independent valuations, modeling, and capital decisions built to hold up under scrutiny.
Start here: Capital Decision Analysis. Three to six weeks, fixed fee.
Explore the practice →Risk & Governance
The Risk Seat: enterprise, credit, model, and AI risk, governed with the discipline of a global bank.
Start here: Bank Risk and Concentration Review. Four to eight weeks, fixed fee.
Explore the practice →Most firms hand you a report. We hand you the decision.
Our ethos lives in the heartwood. It runs down through the roots and out across every branch: one standard in everything we do, and everything we refuse to do.
What most advisory looks like
- Over-engineered ideas that cost more than they return
- Generic research that reacts to headlines
- Impressive frameworks that produce nothing
- Billable hours run up for the firm's gain
- Junior staff learning on your dime
- Hidden agendas and vendor kickbacks
- Common-sense strategies tailored to your business drivers
- Actionable research tied to the decision in front of you
- Every recommendation pressure-tested to create value
- Outcome-based terms when it calls for execution
- Senior expertise leading every engagement
- Independent guidance and transparent fees
By the numbers
Real expertise, real solutions, real value.
$400M+
In value created for clients
20+
Years of experience leading every engagement
100%
Senior-led, never junior staff
$0
In hidden fees, rebates, or referrals collected at our clients' expense.
How the work goes
From the problem, to the diagnosis, to the fix.
Financial Leadership
Revenue is up, profit is flat
We trace where the margin leaks, then tighten controls, move to pass-through pricing, and re-tie incentives to profit rather than revenue.
Valuation & Capital
A new product or business line
We test it on IRR, DCF, and strategic fit. If it earns its capital we help you stand it up. If it does not, we find the better alternative.
Risk & Governance
An examination is coming
We model the concentration, stress it, frame the risk appetite, and prepare documentation that holds up in front of an examiner.